Mar 04 2009

The ABCs of Credit

The ABCs of Credit: Too Much Information — Not Enough Time to Read the Small Print

Everyone seems to use their credit card or finance something they desire these days. The trouble is, how often do any of us read the fine print on the credit applications?

Many are elated that their applications have been approved, and never even think of looking at the credit terms. Now that we are facing a credit crunch, with millions of homes facing foreclosure, many people now wish they had actually looked at the fine print.

It is important to look at all the fine print for any credit agreement you might sign. It is important to be aware of your finances and looking at your credit report and understanding every aspect of it. Only then will you be able to really take control of your finances.

For example, are you aware of how much APR you are paying on each of your credit cards?

Many are not aware of the highly elevated interest rates that credit cards have. The ABC’s of Credit will teach you how to control of your finances and set them as a priority.

Learning to take control over your budget and using your money wisely is very important in today’s economy and any economy in general.  Never worry about health issues because you will have money set aside for emergencies.  This book will help you save your hard earned money and give you tips on how to do it.  This is not a college textbook, but an easy to read and understand book that will ultimately save your family finances.

It is important to take control of your hard earned money and learn how to save and budget.  It is not a fix all for those that are experiencing financial burdens but a great handbook for those to avoid financial turmoil.  The information contained in this book will fit any income and lifestyle.