Category: Money

Aug 05 2014

Buying Life Insurance: A Beginner’s Guide


Do you have life insurance? And is your level of coverage enough to help your family survive if anything were to happen to you? Are you a woman? Do you work? Are you the head of the household? In any of these two cases, you should have life insurance, yet only about a quarter of working women do.  Get the facts about buying life insurance in this guide, free today on Amazon, or any time with your Kindle Unlimited membership.

No one ever wants to think about bad things happening, but planning for life’s ups and downs carefully can make a real difference financially for your family. It will be difficult enough for them having to cope with a sudden loss, without adding money problems to the situation.

If you have a family or people dependent upon you for support, one of the most loving things you can do for them is to take out life insurance in case the unthinkable should ever happen. And life insurance is not just for working husbands either. Single mothers and work-at-home and freelance earners also need to consider seriously how their family would ever cope if they were to pass away suddenly.

In this beginner’s guide to buying life insurance, the authors take you step-by-step through the many considerations you should keep in mind when thinking about buying life insurance. Who needs it, when, and why?

You will learn:
* The different kinds of life insurance policies available
* The pros and cons of each
* How to calculate how much insurance coverage you need
* How to use your insurance policy as a investment if you do not pass away.

You will also discover:
* The various payout options for life insurance policies
* How survivorship life insurance works
* How insurance can be used as a valuable business tool in certain instances
* How certain types of insurance policies can be very useful for estate planning.

Buying life insurance may not seem the most cheerful thing to think about, but you will probably be surprised by all the benefits it can bring. Your family’s financial security rests on you making the right decisions to help protect your future.

If you are:
* Not insured yet
* Fear you may be underinsured
* Want to have more financial tools in your hands to build your wealth
* Want to leave a legacy behind for your loved ones
* Want to protect your family from financial disaster due to unexpected events

then get started on the road to better financial security today with the help of this guide.
Word Count=7,500

PLUS a 27-page PDF Overview of the main points of this guide for you to download, print, and discuss with your partner/spouse and insurance broker.
BUY NOW=Buying Life Insurance: A Beginner’s Guide



* Why Buy Life Insurance?
* Who Needs Life Insurance?

* How Much Life Insurance Should You Get?
* How to Calculate What Money Your Family Will Need in the Event of Your Death

* Term Life Insurance
* Whole Life Insurance
* Universal Life Insurance
* Variable Life Insurance
* Survivorship Life Insurance


* Lump Sum Payment
* Annuity Payments
* Annuity Payment Options



BUY NOW=Buying Life Insurance: A Beginner’s Guide


Jim Franklin and Annabelle Stevens are the authors of over 20 step-by-step self help guides . Their goal is to help you live better for less.

Jun 06 2012

Getting the Family to Help Organize Your Home

A well-organized home is one of the best ways to save money and relieve stress. Being able to find what you need can save a lot of time, money and effort and help you accomplish more in less time, leaving you free to enjoy quality time with family and friends.

If you share a home with housemates or other family members, it is important that any drive to get more organized includes all of them, no matter what their age. “A place for everything, and everything in its place,” will be the order of the day if you are really serious about having a more organized home, in which case, you will want to enlist everyone’s aid in putting things back where they found them.

For example, there is nothing worse than not being able to find something, like a pair of scissors or the hammer, because it did not end up back where you usually keep it.

This is just one step in the right direction. Another would be cleaning out all your old items and selling them or donating them.

If you work out of a home office, be sure to run a tight ship. File it or fling it into a bin, act on it, or trash it when it comes in the mail, and be sure to keep your computer hard drive as organized as you would a real filing cabinet.

Get rid of clutter, recycling, old newspapers and more. By working as a team, tackling one room of your house at a time, you can soon have your home more organized, and will then need to spend only a little time tidying each room every week. This will give you far more time for fun, and a better atmosphere in your home now that you have cut down on the clutter and are more organized.


How to Create an Organized and Productive Home Office

The New Green Family Guide: A Beginner’s Guide to Going Green As a Family

How to Become a Do-It-Yourself Mom: A Guide for Simple Home Decorating Ideas for Smart Women

Feb 18 2010

11 tax deductions you can’t actually write off

Here is a timely article from Investopedia:

Nov 29 2009

Retirement Planning: Risks You need to know about

This article contends that we get worse at financial planning for our retirement after age 53.

Risks re Retirement

Nov 26 2009

Insurance Mistakes that Can Cost You

There are a lot of myths and mistakes when it comes to our insurance that can cost us big time.

Here are some common insurance mistakes to avoid.

Nov 23 2009

Dumb Money Mistakes Many of Us Make

Here is a timely article about the number of dumb money mistakes we make that can end up costing us big time.
Money Mistakes

Nov 21 2009

401K Errors to avoid

Our 401ks have seriously dwindled in the past year. If you want to stop the rot, check out this list of 401k error to avoid:

401k errors to avoid

Nov 18 2009

Biggest Mistakes Investors Make

Let’s face it, we’ve all had it tough when it comes to investing in the past few years or so. Here is some timely advice on the biggest mistakes investors make, so you can avoid them!  Investment Mistakes